← Bitcoin Church EU · Europe guide

Kraken Review 2026

The exchange that survived every crypto winter – without ever losing client funds

✍️ Author: – Bitcoin Analyst & Editor · 📅 Updated:

What Kraken is and why we trust it

Kraken logo

Kraken is one of the oldest crypto exchanges in the world – running since 2011, and in all those years no client funds were lost to a major hack. In an industry where exchanges vanish overnight, that is the most valuable reference there is.

In the EU it operates under a MiCA licence and has long been one of the loudest advocates of proof-of-reserves audits – cryptographic proof that client assets actually exist. For us it is the second pick right after Anycoin: slightly more complex, but with the lowest fees among serious exchanges.

Fees and deposits

In the Kraken Pro interface you pay maker/taker fees from 0.16/0.26% at the base tier – practically the lowest among regulated exchanges. SEPA deposits in EUR are free or near-free. The simple “Buy” interface costs more – as with Coinbase, learning Pro pays off.

Check current rates in the app; they fall with volume. Cards carry a markup – avoid them.

How to start step by step

  1. Register via the link below and complete KYC (ID + selfie).
  2. Send EUR via SEPA – usually credited within one business day.
  3. Switch to Kraken Pro and place a limit order on BTC/EUR.
  4. Enable 2FA (ideally a hardware key) and address whitelisting.
  5. Move long-term savings to your own wallet – see our Trezor review.

🎬 Video tutorials for Kraken (YouTube)

Security: why Kraken is the benchmark

Most assets sit in air-gapped cold storage, with strict internal controls, an in-house security team (Kraken Security Labs publicly cracks hardware wallets to push vendors to improve) and proof-of-reserves. Still, no exchange is a vault – after buying, the same rule applies as everywhere: large amounts go to your own wallet.

For alternatives see our Coinbase Advanced review and the tools overview.

✅ Pros

  • No major loss of client funds since 2011
  • Lowest fees among serious exchanges (from 0.16/0.26%)
  • MiCA licence + proof-of-reserves
  • Free SEPA deposits
  • Solid support and pro-grade tools

⚠️ Cons

  • The Pro interface can overwhelm beginners at first
  • The simple “Buy” interface is pricey
  • No CZK – conversion to EUR needed
Open a Kraken account →

❓ Frequently asked questions

Is Kraken safe?

One of the safest exchanges anywhere: no major client-fund hack since 2011, cold storage, proof-of-reserves audits. Long-term savings still belong in your own wallet.

What are Kraken’s fees?

In Kraken Pro from 0.16% (maker) / 0.26% (taker) at the base tier, falling with volume. SEPA deposits are free. The simple interface costs more – use Pro.

Does Kraken operate legally in the EU?

Yes, under a licence per the EU MiCA regulation plus numerous licences worldwide.

Does Kraken support staking?

Yes, for many assets (EU availability varies by country). Note: staking rewards are usually taxable income – confirm with a tax advisor.

This article contains affiliate links (rel="sponsored") – they support our educational project and change neither your price nor our opinion. Not financial advice; always verify current terms directly with the provider.